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Can I pre-buy an unlocked phone?

Trip

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I want to be able to shop between Verizon, T-Mobile, and possibly WalMart's Straight Talk. Can I pre-buy an unlocked 6Plus? If not, can I have someone unlock it without voiding the warranty? Or am I locked into ordering a phone through one of the service providers? I prefer to buy the phone outright.
 
Last time when the iPhone 5S was released the ones from Verizon were unlocked.. you might bet on those devices..
 
I went by Verizon yesterday and the employee who has been there a while said she didn't know if it was unlocked or not.
 
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