Best way to finance iPhone 7 without a carrier

[KevinJS]

There's nothing wrong with credit if it is handled sensibly, It can be very useful.

Me? I'd capitalize "if handled sensibly".

 

[03hdfatboy]

If you are upgrading then you have to choose a Carrier. However if you finance the phone through the Iphone Upgrade Program, the phone will be unlocked and you can got to any carrier you want. However if you buy an AT&T phone through Apple it won't work with Verizon or Sprint. If you buy a iPhone from Apple it is best to get it through Verizon or Sprint. That way you can go to any carrier. Your phone will be unlocked with no contract, so if you pick a carrier and don't like it you could move to another one. There is no contract. The only thing the carrier owns is the service, not the phone itself.

Exactly