Okay - purchased my phone from a Verizon store on opening day (Sept. 21). They convinced me to add the Asurian insurance to my phone, though I balked at the pricing: $11.95 per month with a $175.00 deductible. Yikes! But they said if I lost or broke the phone I'd be paying $850 for a replacement (64 gig black model). They said I can drop the insurance anytime I want.
Okay, my question is this - I've just learned that I can add Apple Care within 30 days of purchase, so I've got 2 weeks left to make this decision. Do I purchase Apple Care and drop the Asurian or keep both? I'm not sure which is better, but I can say I feel the Asurian coverage premium is outrageous! I believe though they do cover loss or theft while Apple Care covers only accidental breakage (two claims only). Is this for the life of the phone, or just one or two years?
What's the best thing to do here? I am a tradesman - I use my phone in a cabinet shop daily and am on the job installing a lot - more chance of accidental breakage than say, an office worker. I do know I'd hate to have to shell out $850 (with tax that's almost nine bills)! Kinda like I can't afford not to have insurance, but also can't afford to have both.
Help???
Okay, my question is this - I've just learned that I can add Apple Care within 30 days of purchase, so I've got 2 weeks left to make this decision. Do I purchase Apple Care and drop the Asurian or keep both? I'm not sure which is better, but I can say I feel the Asurian coverage premium is outrageous! I believe though they do cover loss or theft while Apple Care covers only accidental breakage (two claims only). Is this for the life of the phone, or just one or two years?
What's the best thing to do here? I am a tradesman - I use my phone in a cabinet shop daily and am on the job installing a lot - more chance of accidental breakage than say, an office worker. I do know I'd hate to have to shell out $850 (with tax that's almost nine bills)! Kinda like I can't afford not to have insurance, but also can't afford to have both.
Help???