I took a day and half off work for the new phone. I drove 120 miles to my "local" Apple store and stayed in a hotel in Charleston near the Apple Store for my 9:00 appointment. I waited about an hour and them was called. The Apple sales person enter my info and asked for a credit card. He swiped it and less than a minute later if came back denied. He said that there was nothing he could do. When I got back to the hotel I ran my credit scores and all 3 bureaus have me at 820 to 830s or excellent. WTF?