I don't think there is any really great deals no mater what is offered by any of the service providers. in the end you still pay the full price.
To me if i find the phone i want and i can get a fair trade in i pay up front for it and mostly i want some quality service.
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It's a nice iPhone it does what i want and they have improved the charging hardware and charger and cord, in the past these item were a weak point in their iPhones.
Sure i agree they are over priced not much we can do about this if you want it you buy it.