Verizon iPhone Insurance

Discussion in 'Verizon iPhone Help' started by BillbowBag, May 1, 2011.

  1. BillbowBag
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    BillbowBag New Member

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    Hello, so i recently broke my iphone, i think by dropping it in water but i'm not sure. I was wondering what the policies on iphones breaking for verizon was? Does insurance cover a new phone or will i have to pay for it completely?
  2. kc7vlu
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    kc7vlu New Member

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    There is a deductible on the phone. I believe it is like $170 dollars. That is if you have the insurance.
  3. NVash
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    NVash New Member

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    Say what? $170? That a lump sum payment when you get the phone or over the course of having it for two years?

    EDIT:
    So I did some research online.

    Verizon
    Total Equipment Coverage (WPP + Extended Warranty), Advanced Devices $10.99/month
    Asurion Wireless Phone Protection (WPP), Advanced Devices $9.18/month
    Extended Warranty $1.99/month

    http://www.ifixyouri.com/34-iphone-4-repair
    Dont know if these guys are any good but figured Id list them anyway. This doesnt sound so bad. Think my regular insurance on my phone was $8/month so whats $3 extra? But that deductible, that means you have to pay that much out first right, and they take it from there? So if your phone gets messed up and costs $200 to fix you have to foot $170 and the insurance would pay the other $30?
    Last edited: May 3, 2011
  4. BillbowBag
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    BillbowBag New Member

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    I've read that the apple store will give you a referbished one for 200 is that true?
  5. Rivergoat
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    Rivergoat New Member

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    I was informed the deductible on my new iPhone 4 is $50; same pricing that Sprint had on my prior phone through them. I hope not to need to find out, however!
  6. scrogg
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    scrogg Member

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    also depends on which phone and the coverage you have.

    with the total equipment coverage which costs $10.99 per month per device, you pay $169 to replace the 16g and $199 to replace the 32g

    both are much cheaper than the full retail replacemnet value of $650 for the 16g or $750 for the 32g.
  7. thayer
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    thayer New Member

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    The Lady who sold me my iphone quoted 170 if I break it.
    10.99 X 24 months = 236.76$ + 170 = 433.76 + 205 (cost of original phone)= 638$

    So its basically like getting two phones (the one you broke + the new one) for the price of one non contract phone.

    Buy a very good case the day you get your iphone.
  8. Dave12308
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    Dave12308 New Member

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    If we're talking about Asurion TEC insurance:

    $10.99/month
    $169 deductable for 16GB iPhone 4
    $199 deductable for 32GB iPhone 4
    No deductable for extended warranty service
  9. iCrank
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    iCrank Member

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    Verizon iPhone insurance doesnt cover water damage.
  10. dyrelogan
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    dyrelogan New Member

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    Usually Apple is very lenient on first time blunders. I shattered my screen and they wanted 160 to fix it but when I was just going to leave my phone there and go with Metro or something instead they talked with a supervisor and said they would exchange it this time fir no charge. Always go to Apple first. They are really good to their customers.
  11. tlbaker
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    tlbaker Member

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    This is very true. They replaced a friends phone that had accidental water damage which they normally don't do.

    Sent from my Verizon Black 64GB iPad 2 w IOS 5.0.1Upgade using iPF.net
  12. tlbaker
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    tlbaker Member

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    They suck!!! Rip off!!!

    Sent from my Verizon Black 64GB iPad 2 w IOS 5.0.1Upgade using iPF.net
  13. firemanprice
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    firemanprice New Member

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    I brought my 4s from BestBuy and I have the Blacktie insurance for my phone. Their insurance cost more but nothing beats it. I've used it before and I will never never never ever buy my phone from Verizon again.
  14. tlbaker
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    tlbaker Member

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    What's different about the best buy insurance?

    Sent from my Verizon Black 64GB iPad 2 w IOS 5.0.1 Update using iPF.net
  15. njshoremom4gurlz
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    njshoremom4gurlz New Member

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    ATT uses same as Verizon wow they are used for both!
    I personally HAVE to have it!! granted I care for my phone w cases and screen covers and change my cases often lol BUT IPhones are stolen like nothing today because everyone wants them and I was rudely told not everyone has 200$ n up for iPhone because I mentioned how affordable they are @@... In my opinion they ARE! if you want one you CAN get one why steal one that's just awful of ppl to do!
    Theft, or water damage , cracked screen I'd go to apple and fix it. I just got a TINT scratch from my KEY in my purse treasure that phone I'm serious because I take such Great care and have a pocket IN my bag and I put it facing soft part if my bag.
    I realize the whole phone is glass. Not plastic which is cheaper but durable.

    My husbands captivate I gave him over a year ago(which is upgradable lol but he's not bothering unless I trade him phones and go grab iPhone 4s)....but that phone was tossed in my purse and never got a single scratch to this day!!!

    What is it w iPhones and such delicate but beautiful screens!

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