I am signing in but refuse to give my credit card. I have given everything else. I just need to download WhatsApp so I can send photos in my messages. All the help videos say I can check none for credit card but Apple will not sign me in. Can someone help? I am so sorry I bought an iPhone. I thought I was buying a good phone. Who does Apple think they are? If this is not resolved, I will return this phone and buy a Samsung.