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Buying service plan for first time.

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HI, what should i get and not to get when buying service plan for verizon iPhone?
I want to browse the internet, make like 2 phone calls a day and be able to receive or send text like 5 times a day. Would 450 anytime minutes be enough? And do i have to purchase the voice + text option or can i use free text app available at iTunes store?
I don't want to overpay for stuff i don't really need if you know what i mean.
Can i get a plan under $100 a month?
I don't plan on sitting on the phone all day, just be able to answer it when someone calls, call someone, look up pizza place that kind of stuff.
Also is 16MB enough memory for casual user?
 
I think you mean 16GB. Yes it's enough. You can get a free texting app...that works fine. 450 is more than enough. I make about 5 calls a day and always have rollover minutes left with AT&T. I think I use about 200 minutes a month.
 
Well I jumped on a deal when it was unlimited text and talk upgrade for 10 dollars more a month. So I pay, with insurance, unlimited everything, ringback tones, about 115 for everything. I think my bill this month is 113.
 
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