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  1. #1
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    Verizon iPhone Insurance

    Hello, so i recently broke my iphone, i think by dropping it in water but i'm not sure. I was wondering what the policies on iphones breaking for verizon was? Does insurance cover a new phone or will i have to pay for it completely?



  2. #2
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    There is a deductible on the phone. I believe it is like $170 dollars. That is if you have the insurance.

  3. #3
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    Say what? $170? That a lump sum payment when you get the phone or over the course of having it for two years?

    EDIT:
    So I did some research online.

    Verizon
    Total Equipment Coverage (WPP + Extended Warranty), Advanced Devices $10.99/month
    Asurion Wireless Phone Protection (WPP), Advanced Devices $9.18/month
    Extended Warranty $1.99/month

    http://www.ifixyouri.com/34-iphone-4-repair
    Dont know if these guys are any good but figured Id list them anyway. This doesnt sound so bad. Think my regular insurance on my phone was $8/month so whats $3 extra? But that deductible, that means you have to pay that much out first right, and they take it from there? So if your phone gets messed up and costs $200 to fix you have to foot $170 and the insurance would pay the other $30?
    Last edited by NVash; 05-03-2011 at 09:00 PM.

  4. #4
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    I've read that the apple store will give you a referbished one for 200 is that true?

  5. #5
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    I was informed the deductible on my new iPhone 4 is $50; same pricing that Sprint had on my prior phone through them. I hope not to need to find out, however!

  6. #6
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    also depends on which phone and the coverage you have.

    with the total equipment coverage which costs $10.99 per month per device, you pay $169 to replace the 16g and $199 to replace the 32g

    both are much cheaper than the full retail replacemnet value of $650 for the 16g or $750 for the 32g.

  7. #7
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    The Lady who sold me my iphone quoted 170 if I break it.
    10.99 X 24 months = 236.76$ + 170 = 433.76 + 205 (cost of original phone)= 638$

    So its basically like getting two phones (the one you broke + the new one) for the price of one non contract phone.

    Buy a very good case the day you get your iphone.

  8. #8
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    If we're talking about Asurion TEC insurance:

    $10.99/month
    $169 deductable for 16GB iPhone 4
    $199 deductable for 32GB iPhone 4
    No deductable for extended warranty service

  9. #9
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    Quote Originally Posted by BillbowBag
    Hello, so i recently broke my iphone, i think by dropping it in water but i'm not sure. I was wondering what the policies on iphones breaking for verizon was? Does insurance cover a new phone or will i have to pay for it completely?
    Verizon iPhone insurance doesnt cover water damage.
    iPhone4 16GB iOS 5 (stock) | iPad 64GB Wifi/3G 4.3.2 (redsn0w) | 13in White Macbook

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  10. #10
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    Usually Apple is very lenient on first time blunders. I shattered my screen and they wanted 160 to fix it but when I was just going to leave my phone there and go with Metro or something instead they talked with a supervisor and said they would exchange it this time fir no charge. Always go to Apple first. They are really good to their customers.


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